Homeowners Coverage

Our homeowners policies protect your home and belongings from a broad range of risks, including weather, fire, theft, vandalism and more. Unless your policy explicitly excludes an event, you’re covered. The policy also provides liability coverage, so you’re protected in the event that you, a family member or a pet accidentally injure someone or damage their property.

Dwelling Fire Coverage

If you own a property but don’t live there, a standard homeowners policy likely won’t protect it in case of a fire. Our dwelling fire policies cover rental and other non-owner occupied homes from damage caused by a fire. These policies protect the home and attached or unattached structures, like porches or outbuildings, but do not cover the renters’ belongings.

Commercial Coverage

Through our businessowners policy (BOP), we offer stable and dependable coverage for hundreds of qualifying small businesses.

Products by State


Dwelling Fire


Florida X
Louisiana X X X
North Carolina X X
South Carolina X X
Texas X X
Alabama – coming soon X
Mississippi – coming soon X
Virginia – coming soon X